Terms of Use

    The following Terms of Use are effective from January 1, 2002:

    Comments which include profanity, personal attacks, or antisocial behavior such as “spamming,” “trolling,” or any other inappropriate material, may be removed from the site altogether. Comments deemed to be any of the above may also be modified by the owner of Money Musings. “Modification” may include any of the following:

    • I reserve the right to change, at my discretion, the hyperlinks and URLs in comments which I deem as “spam.”
    • I reserve the right to censor and/or directly modify, at my discretion, all text in comments which I deem to be inappropriate.

    You, as User, agree that:

    • You are solely responsible and liable for your comments.
    • By commenting, you grant license to the Money Musings owner to use, modify, delete, sell, etc., all comments.
    • You will not engage in antisocial, disruptive, or destructive acts, including “flaming,” “spamming,” “flooding,” “trolling,” and “griefing” as those terms are commonly understood and used on the Internet.
    • The Money Musings owner will not revoke or modify comments at the request of the author.
    • You will not submit, post, upload, distribute or otherwise make available or transmit any User-Generated Content or make statements that do not generally pertain to the designated topic or theme of the Money Musings Blog.

    I cannot and do not assure that other users are or will be complying with the foregoing Terms of Use or any provisions of these Terms of Use, and you hereby assume all risk of harm or injury resulting from any such lack of compliance.

    I may change the Money Musings Blog or delete content or features in any way I see fit, at any time, and for any reason or no reason.

    Additionally, I will take steps to block users who violate any of these Terms of Use. You, as user, are fully responsible for the content you post.

    You should be aware that when you are on Money Musings, you could be directed to other sites that are beyond my control. There are links to other sites from pages on Money Musings which take you outside of my service. For example, if you click on a banner advertisement or a search result, the click may take you off the Money Musings site. This includes links from advertisers, sponsors, and content partners that may use my logo(s) as part of a co-branding relationship.

    You acknowledge that when you click on a link that leaves a Money Musings site, the site you will land on is not controlled by me, and different terms of use and privacy policies may apply. By clicking on links to other sites, you acknowledge that I am not responsible for those sites. I reserve the right to disable links from third-party sites to Money Musings, although I am under no obligation to do so.

    I make no representations concerning the content of sites listed in any of my directories. Consequently, I cannot be held responsible for the accuracy, relevancy, copyright compliance, legality, or decency of material contained in sites listed in my search results or otherwise linked to or from Money Musings.

    These policies are subject to change at any time.

    Your use of this site constitutes your acceptance of these Terms of Use.