1. Thinking of Strategically Defaulting?

    Well, you’ll be happy to know that the guys behind FICO are watching you:

    USA Today: Study: Underwater Homeowners Are Credit Savvy

    I’m not sure why a study was needed to figure any of this out, because it seems fairly obvious that “strategic defaulters” aren’t your typical Joe and Jane Sixpack. The very word “strategic” sort of implies that, yes?

    Ah well. Fair Isaac just wants to cover all the angles, I guess.

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