I handle probably 95% of my monthly purchases and transactions with a cash-back credit card, paying the balance in full every month. Everything else is handled either with online- or automatically-scheduled debits.
I can't drop checks from my financial arsenal entirely, though, because I use checks at Sam's Club, and because two of my monthly utility bills are payable only by cash or check. (Well, one of them actually is payable via online bank-account debit, but I'd have to pay a $2 "Convenience Fee" per transaction in order to do this. And I'm not about to pay two bucks for that. Talk about a huge rip-off.)
So while I don't have to order checks very often, I do have to order them on occasion. And, unlike pretty much everyone I know, I order my checks online — not through my credit union or bank.
Why Order Checks Online?
Because it's easy. And because it's probably cheaper than what I'd pay to order thru my bank. And because I can get those kick-butt, side-tear checks:
I will state here unequivocally that side-tear checks Freaking Rule. They are unbelievably superior to the traditional style of checks — those that are perforated along the top, and Specially Handcrafted to Frustrate the Living Crap Out of You when you try to dislodge them from their backing.
And yes, I am one of the 12 remaining humans who are so completely boring that they still use Safety Blue checks. With no special monogram. Or typestyle. Or Personalized Quote above the signature.
Until yesterday, the only check-printer I've ever used has been Designer Checks. Along with the side-tear feature, I like my checks to have carbon duplicates. Through Designer Checks, two boxes of such checks seems to run me about $30 plus shipping.
I've now also stumbled upon Checks In The Mail. I'll give them a shot this time, not because Designer Checks has ever given me a good reason to do so, but just to see how they do. Go ahead: Call me a risk-taker.
If any of you readers have other sources for your checks, or comments regarding check-ordering in general, I'd like to hear them!