If you're a regular reader of money blogs, or (especially) an owner of one, you are probably a bit different than most folks — financially speaking, anyway. And if you're someone who doesn't budget or plan your spending, I'm curious why you don't.
Contrary to what I've heard some "experts" say, I feel that there might be times when budgeting isn't necessary. However, I can't really think of one right off the top of my head. News Flash: I sure do not ascribe to David Bach's reasons for not budgeting.
Usually, when people around me ask why I'm such a big believer in spending plans and using my computer to track the flow of cash into and out of my life, the looks of disbelief I receive are, to me, pretty funny.
These are the same people I overhear, on a daily basis, complaining about their lack of current funds or their spouse's unbridled spending. And the reason that they don't budget is almost always "I don't have time for that!"
So I ask the 'net community at large:
If you don't budget your money or plan your spending in any way, why not? Or, if you do budget, but know (intelligent) folks who don't, why do you suspect they don't do it? Have they been successful not doing it?