Don't put off the project ... put off the payments!
I can only shake my head at this stuff, imagining all the consumers out there who think this is a good deal. Or are simply too impatient to handle the financing of their home-improvement tasks intelligently. Home Depot may be pushing this "no payments for a year" program on TV, too. If so, I haven't been paying attention.
Anyway, here's my suggestion for a new Home Depot banner: