On a quick once-over, I notice that their survey data showed that 22 percent of Americans feel they waste money on "nothing." Really?
Delusional much?

Thoughts on my personal finances, goals, experiences, motivations, and accomplishments (or lack thereof).
My financial life began turning around when I took responsibility for it.
— Dave Ramsey
Start (2005-12): ~$21,900
Currently: $0
[About Our Debt Paydown]
Savings Goal: $15,000
Currently: ~$15,115
[About Our Liquid Savings Goal]