 |
Labels: Credit Cards
if you ever REALLY get tired of the offers, you can always opt out at 1-866-5-OPT-OUT
might be 888, it's been so long since I've called them. you can opt out for a few years or for life. you can also change your mind and opt back in at anytime.
Do not be happy with flooded offers please and think about the hidden cost once you pick up a card.Compare the statements of different credit cards bills.
Shoesinks,
As an example, suppose my I borrowed $13,500 at 0% for 11 months. I shovel that money into an online account that earns 4.5%.
After accounting for the ~$90 transfer fee associated with the transaction, and a fed/state rate of ~21%, I'm left with a profit of ~$350.
For me, so long as I mind the details and minutiae that always go along with these offers, it's worth it.
I Called The Opt-Out #.It Is 1-888-5-OPT-OUT It Was Fairly Simple But Voice Active So Speak Slow And Clear.It Also Said It May Take A Couple Of Months B-4You Actually Stop Receiveing Offers. Hope It Works. Thanks For The Info.
Every financial institution has to send a privacy policy every year according to the current laws. This will and should also include how to opt out of such 'sharing of information' options. It may be a toll free number or mail-in form. I have religiously been using these and I have been successful 100%. Yes, thats correct 100% in not gettin any more of this offer mails.
Downside is it has a negative effect on your credit rating.... I didn't know this when I got into them. Am planning to pay off my zero percent loans in the next couple of months.
I have heard enough about 0% loans.Can any organisation sustain if there is not generating income?More over is establishment and other overhead costs are there.In fact this 0% loan is an advertisement gimmic.Look to your statement of account you will know what other charges are debited.I believe,this financial institutions have become charitable organisations which is not a fact.There must be other way round to collect their charges.
