Well, their ATM limit is $1,000 per day. But I didn't know that until yesterday.
No, I didn't find out the hard way. And no, I wasn't trying to withdraw $700 or $800 or anything, only to find my efforts electronically rebuffed by ING.
Rather, my need for ATM cash is so negligible, and our use of credit cards and electronic bill-pay services so pervasive, that I had absolutely zero need to know ING's withdrawal limits until here lately. Since we have a couple of local-institution bank accounts in addition to our EO checking account, it's easier for us to get ATM cash from those accounts than it would be for us to pull it from Electric Orange. There are way more free ATMs around here for the local banks than there are for ING Direct and its Allpoint network.
Here's the related snippet from Electric Orange's terms and conditions:
Any one “Free Bill Pay” transaction or “Send Paper Checks” transaction (including expedited checks) cannot exceed $99,999.99. Total Card purchases (including cash back amounts) and cash advances made using an EO Card are limited to $25,000 per day. This does not include withdrawals from an ATM. Withdrawals from an ATM made using an EO Card are limited to $1,000 per day. “Send Electric Checks” (person-to-person transfers) transactions are limited to $5,000 per day.
So those of you who are wanting to use your EO checking account to send $7,500 bets to your local bookie via Electric Check ... well, you might want to rethink that.