Zero-Percent Arbitrage Calculator
If you're considering whether or not to use a credit-card zero-percent offer and invest the proceeds at a higher savings rate, this calculator can help you estimate your likely profit.
This calculator assumes the following:
- Monthly debt/minimum payments are not taken from the initial balance borrowed.
- Monthly debt/minimum payments are applied to the lowest-rate balances first.
- The arbitrage will be ended one month short of the offer's full term; e.g., a 12-month offer would be closed out in the 11th month.
- Interest compounds monthly.