{"id":3239,"date":"2013-12-07T12:58:30","date_gmt":"2013-12-07T18:58:30","guid":{"rendered":"http:\/\/www.mdmproofing.com\/iym\/weblog\/?p=3239"},"modified":"2013-12-07T12:58:30","modified_gmt":"2013-12-07T18:58:30","slug":"annual-holiday-missive","status":"publish","type":"post","link":"https:\/\/www.mdmproofing.com\/iym\/weblog\/2013\/12\/annual-holiday-missive\/","title":{"rendered":"Annual Holiday Missive"},"content":{"rendered":"<p>It&#8217;s that time of year again &#8212; the time where I wish my readers a great holiday season, and suggest that those who aren&#8217;t already doing it should make Christmas gift-giving a regular monthly bill. In other words, save up for it throughout the entire year.<\/p>\n<p>Now, we save up for gifts (all of them &#8212; not just Christmas) every month inside our regular <a href=\"http:\/\/www.mdmproofing.com\/iym\/freedom.html\">Freedom Account<\/a> saving. We save up for gift-giving the same way we save up for our six-month car-insurance payments. I know about how much we spend each year on gifts, so I just take that amount, divide by 12, and set aside that much each month &#8230; same as we do for every other non-monthly, recurring bill.<\/p>\n<p>For me personally, I cannot emphasize enough how much less stressful it&#8217;s made holiday budgeting and spending. <\/p>\n","protected":false},"excerpt":{"rendered":"<p>It&#8217;s that time of year again &#8212; the time where I wish my readers a great holiday season, and suggest that those who aren&#8217;t already doing it should make Christmas gift-giving a regular monthly bill. In other words, save up for it throughout the entire year. Now, we save up for gifts (all of them [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[65,64],"tags":[],"class_list":["post-3239","post","type-post","status-publish","format-standard","hentry","category-budgeting","category-saving"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.2 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Save Up for Christmas<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.mdmproofing.com\/iym\/weblog\/2013\/12\/annual-holiday-missive\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Save Up for Christmas\" \/>\n<meta property=\"og:description\" content=\"It&#8217;s that time of year again &#8212; the time where I wish my readers a great holiday season, and suggest that those who aren&#8217;t already doing it should make Christmas gift-giving a regular monthly bill. 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