{"id":294,"date":"2007-05-21T10:14:00","date_gmt":"2007-05-21T10:14:00","guid":{"rendered":"http:\/\/74.53.225.194\/~story1\/mdmproofing\/iym\/weblog\/?p=294"},"modified":"2010-04-18T10:15:57","modified_gmt":"2010-04-18T15:15:57","slug":"12-things-said-by-people-who-suck-with-money","status":"publish","type":"post","link":"https:\/\/www.mdmproofing.com\/iym\/weblog\/2007\/05\/12-things-said-by-people-who-suck-with-money\/","title":{"rendered":"12 Things Said By People Who Suck With Money"},"content":{"rendered":"<p><img decoding=\"async\" src=\"https:\/\/www.mdmproofing.com\/iym\/weblog\/graphics\/icon-duh.png\" style=\"float:right; margin:0 0 15px 15px;\" \/><\/p>\n<p>Pardon me, folks, whilst I take a moment for myself. I&#8217;m going to vent right now, mostly because it feels like a great time to Go Soapbox on the world.<\/p>\n<p>I don&#8217;t know exactly what set me off this evening (it&#8217;s late Sunday as I write this). But I&#8217;m pretty sure that the <i>NY Times<\/i> article <a href=\"http:\/\/www.nytimes.com\/2007\/05\/19\/us\/19debt.html?_r=3&amp;hp=&amp;oref=slogin&amp;pagewanted=print\">&#8220;Couple Learn the High Price of Easy Credit&#8221;<\/a> didn&#8217;t help. Thanks to Tricia at <a href=\"http:\/\/www.bloggingawaydebt.com\/2007\/05\/nyt-article-couple-learn-the-high-price-of-easy-credit\/\">Blogging Away Debt<\/a> for linking it. But after reading it, I don&#8217;t feel <i>at all<\/i> that this couple has what it takes to climb out of their hole. From the article:<\/p>\n<div class=\"blurb\">&#8230; and $13,680 on a CashBuilder Elite Visa, including a monthly finance charge of $200.<\/div>\n<p>A &#8220;CashBuilder Elite&#8221; Visa? Finance charges of $200? That&#8217;s the great thing about credit cards and the credit-card industry: Sometimes the irony is Just. So. Thick.<\/p>\n<p>Anyhow, let&#8217;s get to the show. Let me find my trusty ol&#8217; cynical soapbox&#8230;<\/p>\n<h3>12 Things You Hear From People<br \/>Who (Probably) Suck With Money<\/h3>\n<ol>\n<li><b>&#8220;Don&#8217;t look at me. It&#8217;s my <\/b>[wife\/husband]<b> who spends it all.&#8221;<\/b>\n<p>Of course. And if you blame them long enough, it&#8217;ll all work itself out in the end, right? Or at least the judge will make it so it does. (&#8220;Work itself out,&#8221; and &#8220;end,&#8221; I mean.)<\/li>\n<li><b>&#8220;Who has time to budget? Not me.&#8221;<\/b>\n<p>This one&#8217;s pretty universal. The convenient thing is that they&#8217;ll have plenty of time to budget when they hit retirement and stop workin&#8212;<\/p>\n<p>Oh, wait. Never mind.<\/li>\n<li><b>&#8220;We refinanced last week and paid off our credit cards.&#8221;<\/b>\n<p>No, you didn&#8217;t &#8220;pay off&#8221; your debt, Maureen. You just <i>moved<\/i> it. And you&#8217;ll be <i>moving<\/i> again when the bank forecloses on your house. But first things first: You need to get those cards maxed-out again.<\/p>\n<p>Then . . . just give it time.<\/li>\n<p><center><img decoding=\"async\" src=\"https:\/\/www.mdmproofing.com\/iym\/weblog\/graphics\/WeOwnUcard.png\" style=\"margin:0;\" \/><\/center><\/p>\n<li><b>&#8220;I wanted to pay off the cards, but my husband says his investments are doing better than the interest.&#8221;<\/b>\n<p>If your cards are charging you today&#8217;s standard rates &#8212; say, 14 to 18 percent interest &#8212; then I have news for you:<\/p>\n<p>Your husband is either lying, or he can&#8217;t do math.<\/p>\n<p>Just sayin&#8217;.<\/p>\n<p>(Note: Pfbloggers and FatWalleters are exempt from this one.)<\/li>\n<li><b>&#8220;Yeah, it was a lot of money. But you only live once, right?&#8221;<\/b>\n<p>I&#8217;m not sure. But as long you&#8217;re alive, you might as well be making payments.<\/li>\n<li><b>&#8220;Of course I need the new Dodge Behemoth SUV. It&#8217;s safer for our child, and my show poodles need more <i>space<\/i>.&#8221;<\/b>\n<p>Which is precisely why I can only <b>dream<\/b> of watching folks like this filling up in a world of four-bucks-a-gallon gas&#8212;<\/p>\n<p>Oh, wait. Never mind.<\/li>\n<li><b>&#8220;I couldn&#8217;t save money even if I wanted to.&#8221;<\/b>\n<p>No, what you probably mean is that you couldn&#8217;t <i>sacrifice<\/i> even if you wanted to. Which you don&#8217;t.<\/p>\n<p>But that&#8217;s okay. The folks at Crate &#8216;n&#8217; Barrel love you.<\/li>\n<li><b>&#8220;I could pay all my bills off if they&#8217;d just give me that <\/b>[raise\/promotion\/bonus]<b> at work.&#8221;<\/b>\n<p>Yeah, you and everyone else. Except that when more money comes in, it just means that more money goes out, and you&#8217;re right back at #7 (above) again. That&#8217;s why they call it the <a href=\"http:\/\/www.mdmproofing.com\/iym\/cycle.shtml\">Rat Race<\/a>.<\/p>\n<\/li>\n<li><b>&#8220;Man, if I won the lottery, all my money problems would be history.&#8221;<\/b>\n<p>No, what you mean is that all your money problems would be <i>historic<\/i>. As in <i>of epic proportions<\/i>. Because if you can&#8217;t manage thirty grand a year, you can&#8217;t manage three hundred grand, either. Mark it down.<\/p>\n<p>The line of lottery winners who&#8217;ve gone broke starts right over <b>there<\/b>. And it stretches all the way back to . . . oh, I don&#8217;t know. Maybe Miami.<\/li>\n<li><b>&#8220;I put it on my Worst Buy card, so I have six months to pay it off before there&#8217;s any interest. We&#8217;ll have it paid off by then.&#8221;<\/b>\n<p>Sure you will. You, again, and everybody else. You could&#8217;ve paid for it with cash if you&#8217;d wanted to, right?<\/p>\n<p>(Another instance where most money-bloggers and FatWalleters are probably exempt.)<\/li>\n<li><b>&#8220;But it&#8217;s my wedding! I dreamed about it forever, I want to remember it forever, and I want for that day to be fabulous!&#8221;<\/b><br \/>Okay. So I heard this from someone doing an interview on TV. It might&#8217;ve been a put-on for all I know. But there are ladies out there who feel this way, right? I just got exceedingly lucky and met one who didn&#8217;t, right?\n<p>Worth noting: It&#8217;s easy to remember your &#8220;fabulous wedding&#8221; forever when forever is how long you (and\/or your parents) will be paying for it.<\/li>\n<li><b>&#8220;Hello there. I&#8217;m Joe Smith. I&#8217;m a U.S. Congressman. How are you today?&#8221;<\/b>\n<p>Fine, thanks. So . . . you, uh . . . you deficit much, Mr. Smith? How&#8217;s that darn federal-budget-thing working out for you? Tell me: Do you guys ever actually <b>use<\/b> those calculators we taxpayers paid twelve grand for?<\/li>\n<\/ol>\n<p>Okay. That&#8217;s about all I can come up with right now. What sorts of things have you heard uttered from the mouths of financial slackers? What little snippets tip you off that someone&#8217;s stuck on the <a href=\"http:\/\/www.mdmproofing.com\/iym\/rules.html\">First Rule of Holes<\/a>, figuratively speaking?<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Pardon me, folks, whilst I take a moment for myself. I&#8217;m going to vent right now, mostly because it feels like a great time to Go Soapbox on the world. I don&#8217;t know exactly what set me off this evening (it&#8217;s late Sunday as I write this). But I&#8217;m pretty sure that the NY Times [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[65,63,64,66],"tags":[6,12],"class_list":["post-294","post","type-post","status-publish","format-standard","hentry","category-budgeting","category-debt","category-saving","category-spending","tag-debt","tag-odd-n-fun"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.2 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>12 Things Said By People Who Suck With Money - Money Musings<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.mdmproofing.com\/iym\/weblog\/2007\/05\/12-things-said-by-people-who-suck-with-money\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"12 Things Said By People Who Suck With Money - Money Musings\" \/>\n<meta property=\"og:description\" content=\"Pardon me, folks, whilst I take a moment for myself. I&#8217;m going to vent right now, mostly because it feels like a great time to Go Soapbox on the world. I don&#8217;t know exactly what set me off this evening (it&#8217;s late Sunday as I write this). But I&#8217;m pretty sure that the NY Times [&hellip;]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.mdmproofing.com\/iym\/weblog\/2007\/05\/12-things-said-by-people-who-suck-with-money\/\" \/>\n<meta property=\"og:site_name\" content=\"Money Musings\" \/>\n<meta property=\"article:published_time\" content=\"2007-05-21T10:14:00+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2010-04-18T15:15:57+00:00\" \/>\n<meta property=\"og:image\" content=\"http:\/\/www.mdmproofing.com\/iym\/weblog\/graphics\/icon-duh.png\" \/>\n<meta name=\"author\" content=\"Michael\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Michael\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"4 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/www.mdmproofing.com\/iym\/weblog\/2007\/05\/12-things-said-by-people-who-suck-with-money\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/www.mdmproofing.com\/iym\/weblog\/2007\/05\/12-things-said-by-people-who-suck-with-money\/\"},\"author\":{\"name\":\"Michael\",\"@id\":\"https:\/\/www.mdmproofing.com\/iym\/weblog\/#\/schema\/person\/9d5b5e0cd8c50c2ff0f4a1df112a5a42\"},\"headline\":\"12 Things Said By People Who Suck With Money\",\"datePublished\":\"2007-05-21T10:14:00+00:00\",\"dateModified\":\"2010-04-18T15:15:57+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/www.mdmproofing.com\/iym\/weblog\/2007\/05\/12-things-said-by-people-who-suck-with-money\/\"},\"wordCount\":886,\"commentCount\":17,\"image\":{\"@id\":\"https:\/\/www.mdmproofing.com\/iym\/weblog\/2007\/05\/12-things-said-by-people-who-suck-with-money\/#primaryimage\"},\"thumbnailUrl\":\"http:\/\/www.mdmproofing.com\/iym\/weblog\/graphics\/icon-duh.png\",\"keywords\":[\"Debt\",\"Odd \\\\'n\\\\' Fun\"],\"articleSection\":[\"Budgeting\",\"Debt\",\"Saving\",\"Spending\"],\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\/\/www.mdmproofing.com\/iym\/weblog\/2007\/05\/12-things-said-by-people-who-suck-with-money\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.mdmproofing.com\/iym\/weblog\/2007\/05\/12-things-said-by-people-who-suck-with-money\/\",\"url\":\"https:\/\/www.mdmproofing.com\/iym\/weblog\/2007\/05\/12-things-said-by-people-who-suck-with-money\/\",\"name\":\"12 Things Said By People Who Suck With Money - Money Musings\",\"isPartOf\":{\"@id\":\"https:\/\/www.mdmproofing.com\/iym\/weblog\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/www.mdmproofing.com\/iym\/weblog\/2007\/05\/12-things-said-by-people-who-suck-with-money\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/www.mdmproofing.com\/iym\/weblog\/2007\/05\/12-things-said-by-people-who-suck-with-money\/#primaryimage\"},\"thumbnailUrl\":\"http:\/\/www.mdmproofing.com\/iym\/weblog\/graphics\/icon-duh.png\",\"datePublished\":\"2007-05-21T10:14:00+00:00\",\"dateModified\":\"2010-04-18T15:15:57+00:00\",\"author\":{\"@id\":\"https:\/\/www.mdmproofing.com\/iym\/weblog\/#\/schema\/person\/9d5b5e0cd8c50c2ff0f4a1df112a5a42\"},\"breadcrumb\":{\"@id\":\"https:\/\/www.mdmproofing.com\/iym\/weblog\/2007\/05\/12-things-said-by-people-who-suck-with-money\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.mdmproofing.com\/iym\/weblog\/2007\/05\/12-things-said-by-people-who-suck-with-money\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.mdmproofing.com\/iym\/weblog\/2007\/05\/12-things-said-by-people-who-suck-with-money\/#primaryimage\",\"url\":\"http:\/\/www.mdmproofing.com\/iym\/weblog\/graphics\/icon-duh.png\",\"contentUrl\":\"http:\/\/www.mdmproofing.com\/iym\/weblog\/graphics\/icon-duh.png\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.mdmproofing.com\/iym\/weblog\/2007\/05\/12-things-said-by-people-who-suck-with-money\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/www.mdmproofing.com\/iym\/weblog\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"12 Things Said By People Who Suck With Money\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.mdmproofing.com\/iym\/weblog\/#website\",\"url\":\"https:\/\/www.mdmproofing.com\/iym\/weblog\/\",\"name\":\"Money Musings\",\"description\":\"\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.mdmproofing.com\/iym\/weblog\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Person\",\"@id\":\"https:\/\/www.mdmproofing.com\/iym\/weblog\/#\/schema\/person\/9d5b5e0cd8c50c2ff0f4a1df112a5a42\",\"name\":\"Michael\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/secure.gravatar.com\/avatar\/2ed3cc00ccbe418a46908aff759f0164eaa603a5944928ead8ba144229b89d7c?s=96&d=http%3A%2F%2Fwww.mdmproofing.com%2Fiym%2Fweblog%2Fwp-content%2Fthemes%2Fmusings%2Fimages%2Fuser.gif&r=g\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/2ed3cc00ccbe418a46908aff759f0164eaa603a5944928ead8ba144229b89d7c?s=96&d=http%3A%2F%2Fwww.mdmproofing.com%2Fiym%2Fweblog%2Fwp-content%2Fthemes%2Fmusings%2Fimages%2Fuser.gif&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/2ed3cc00ccbe418a46908aff759f0164eaa603a5944928ead8ba144229b89d7c?s=96&d=http%3A%2F%2Fwww.mdmproofing.com%2Fiym%2Fweblog%2Fwp-content%2Fthemes%2Fmusings%2Fimages%2Fuser.gif&r=g\",\"caption\":\"Michael\"},\"sameAs\":[\"http:\/\/www.mdmproofing.com\/iym\/\"],\"url\":\"https:\/\/www.mdmproofing.com\/iym\/weblog\/author\/Michael\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"12 Things Said By People Who Suck With Money - Money Musings","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.mdmproofing.com\/iym\/weblog\/2007\/05\/12-things-said-by-people-who-suck-with-money\/","og_locale":"en_US","og_type":"article","og_title":"12 Things Said By People Who Suck With Money - Money Musings","og_description":"Pardon me, folks, whilst I take a moment for myself. I&#8217;m going to vent right now, mostly because it feels like a great time to Go Soapbox on the world. I don&#8217;t know exactly what set me off this evening (it&#8217;s late Sunday as I write this). But I&#8217;m pretty sure that the NY Times [&hellip;]","og_url":"https:\/\/www.mdmproofing.com\/iym\/weblog\/2007\/05\/12-things-said-by-people-who-suck-with-money\/","og_site_name":"Money Musings","article_published_time":"2007-05-21T10:14:00+00:00","article_modified_time":"2010-04-18T15:15:57+00:00","og_image":[{"url":"http:\/\/www.mdmproofing.com\/iym\/weblog\/graphics\/icon-duh.png","type":"","width":"","height":""}],"author":"Michael","twitter_card":"summary_large_image","twitter_misc":{"Written by":"Michael","Est. reading time":"4 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.mdmproofing.com\/iym\/weblog\/2007\/05\/12-things-said-by-people-who-suck-with-money\/#article","isPartOf":{"@id":"https:\/\/www.mdmproofing.com\/iym\/weblog\/2007\/05\/12-things-said-by-people-who-suck-with-money\/"},"author":{"name":"Michael","@id":"https:\/\/www.mdmproofing.com\/iym\/weblog\/#\/schema\/person\/9d5b5e0cd8c50c2ff0f4a1df112a5a42"},"headline":"12 Things Said By People Who Suck With Money","datePublished":"2007-05-21T10:14:00+00:00","dateModified":"2010-04-18T15:15:57+00:00","mainEntityOfPage":{"@id":"https:\/\/www.mdmproofing.com\/iym\/weblog\/2007\/05\/12-things-said-by-people-who-suck-with-money\/"},"wordCount":886,"commentCount":17,"image":{"@id":"https:\/\/www.mdmproofing.com\/iym\/weblog\/2007\/05\/12-things-said-by-people-who-suck-with-money\/#primaryimage"},"thumbnailUrl":"http:\/\/www.mdmproofing.com\/iym\/weblog\/graphics\/icon-duh.png","keywords":["Debt","Odd \\'n\\' Fun"],"articleSection":["Budgeting","Debt","Saving","Spending"],"inLanguage":"en-US","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/www.mdmproofing.com\/iym\/weblog\/2007\/05\/12-things-said-by-people-who-suck-with-money\/#respond"]}]},{"@type":"WebPage","@id":"https:\/\/www.mdmproofing.com\/iym\/weblog\/2007\/05\/12-things-said-by-people-who-suck-with-money\/","url":"https:\/\/www.mdmproofing.com\/iym\/weblog\/2007\/05\/12-things-said-by-people-who-suck-with-money\/","name":"12 Things Said By People Who Suck With Money - Money Musings","isPartOf":{"@id":"https:\/\/www.mdmproofing.com\/iym\/weblog\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.mdmproofing.com\/iym\/weblog\/2007\/05\/12-things-said-by-people-who-suck-with-money\/#primaryimage"},"image":{"@id":"https:\/\/www.mdmproofing.com\/iym\/weblog\/2007\/05\/12-things-said-by-people-who-suck-with-money\/#primaryimage"},"thumbnailUrl":"http:\/\/www.mdmproofing.com\/iym\/weblog\/graphics\/icon-duh.png","datePublished":"2007-05-21T10:14:00+00:00","dateModified":"2010-04-18T15:15:57+00:00","author":{"@id":"https:\/\/www.mdmproofing.com\/iym\/weblog\/#\/schema\/person\/9d5b5e0cd8c50c2ff0f4a1df112a5a42"},"breadcrumb":{"@id":"https:\/\/www.mdmproofing.com\/iym\/weblog\/2007\/05\/12-things-said-by-people-who-suck-with-money\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.mdmproofing.com\/iym\/weblog\/2007\/05\/12-things-said-by-people-who-suck-with-money\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.mdmproofing.com\/iym\/weblog\/2007\/05\/12-things-said-by-people-who-suck-with-money\/#primaryimage","url":"http:\/\/www.mdmproofing.com\/iym\/weblog\/graphics\/icon-duh.png","contentUrl":"http:\/\/www.mdmproofing.com\/iym\/weblog\/graphics\/icon-duh.png"},{"@type":"BreadcrumbList","@id":"https:\/\/www.mdmproofing.com\/iym\/weblog\/2007\/05\/12-things-said-by-people-who-suck-with-money\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.mdmproofing.com\/iym\/weblog\/"},{"@type":"ListItem","position":2,"name":"12 Things Said By People Who Suck With Money"}]},{"@type":"WebSite","@id":"https:\/\/www.mdmproofing.com\/iym\/weblog\/#website","url":"https:\/\/www.mdmproofing.com\/iym\/weblog\/","name":"Money Musings","description":"","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.mdmproofing.com\/iym\/weblog\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Person","@id":"https:\/\/www.mdmproofing.com\/iym\/weblog\/#\/schema\/person\/9d5b5e0cd8c50c2ff0f4a1df112a5a42","name":"Michael","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/secure.gravatar.com\/avatar\/2ed3cc00ccbe418a46908aff759f0164eaa603a5944928ead8ba144229b89d7c?s=96&d=http%3A%2F%2Fwww.mdmproofing.com%2Fiym%2Fweblog%2Fwp-content%2Fthemes%2Fmusings%2Fimages%2Fuser.gif&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/2ed3cc00ccbe418a46908aff759f0164eaa603a5944928ead8ba144229b89d7c?s=96&d=http%3A%2F%2Fwww.mdmproofing.com%2Fiym%2Fweblog%2Fwp-content%2Fthemes%2Fmusings%2Fimages%2Fuser.gif&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/2ed3cc00ccbe418a46908aff759f0164eaa603a5944928ead8ba144229b89d7c?s=96&d=http%3A%2F%2Fwww.mdmproofing.com%2Fiym%2Fweblog%2Fwp-content%2Fthemes%2Fmusings%2Fimages%2Fuser.gif&r=g","caption":"Michael"},"sameAs":["http:\/\/www.mdmproofing.com\/iym\/"],"url":"https:\/\/www.mdmproofing.com\/iym\/weblog\/author\/Michael\/"}]}},"_links":{"self":[{"href":"https:\/\/www.mdmproofing.com\/iym\/weblog\/wp-json\/wp\/v2\/posts\/294","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.mdmproofing.com\/iym\/weblog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.mdmproofing.com\/iym\/weblog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.mdmproofing.com\/iym\/weblog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.mdmproofing.com\/iym\/weblog\/wp-json\/wp\/v2\/comments?post=294"}],"version-history":[{"count":3,"href":"https:\/\/www.mdmproofing.com\/iym\/weblog\/wp-json\/wp\/v2\/posts\/294\/revisions"}],"predecessor-version":[{"id":452,"href":"https:\/\/www.mdmproofing.com\/iym\/weblog\/wp-json\/wp\/v2\/posts\/294\/revisions\/452"}],"wp:attachment":[{"href":"https:\/\/www.mdmproofing.com\/iym\/weblog\/wp-json\/wp\/v2\/media?parent=294"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.mdmproofing.com\/iym\/weblog\/wp-json\/wp\/v2\/categories?post=294"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.mdmproofing.com\/iym\/weblog\/wp-json\/wp\/v2\/tags?post=294"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}