{"id":2932,"date":"2012-10-22T07:50:07","date_gmt":"2012-10-22T12:50:07","guid":{"rendered":"http:\/\/www.mdmproofing.com\/iym\/weblog\/?p=2932"},"modified":"2012-10-21T09:46:24","modified_gmt":"2012-10-21T14:46:24","slug":"survey-people-have-no-money","status":"publish","type":"post","link":"https:\/\/www.mdmproofing.com\/iym\/weblog\/2012\/10\/survey-people-have-no-money\/","title":{"rendered":"Survey: People Have No Savings"},"content":{"rendered":"

No surprise here, I guess: A survey by credit-comparison website CreditDonkey found that 41 percent of respondents have less than $500 of savings at any given time.<\/p>\n

CreditDonkey.com: Nearly Half Have No Emergency Savings<\/a><\/span><\/p>\n

The site surveyed 1,100 folks. Of that, 41 percent said they have less than $500 in emergency funds<\/a> or other liquid savings. These findings aren’t far off from a similar study<\/a> done by the Wall Street Journal<\/i> back in 2011, which reported that half of us couldn’t come up with $2,000 within a few weeks if necessary.<\/p>\n

From the CreditDonkey article:<\/p>\n

\n

It\u2019s not what you may think: This 41% is made up not only of people living at or below the poverty line. They are also dual-income earners with nice homes, nice cars, nice toys, a 401K retirement savings plan, big mortgages. and big credit card bills. But if they ever get into a bind and need some quick cash \u2013 say, because of a car breakdown or an unexpected doctor visit \u2013 they don\u2019t have it.<\/p>\n<\/div>\n

What’d they expect? Everywhere we turn, the Powers That Be instruct us to “Spend it all,” lest we get left behind our neighbors who are already doing their part by living entirely for today. And that’s regardless of income level. The good news is that our government and all related entities are working diligently to make sure everything we need (food, energy, education, and all that) gets cheaper by the day. (You believe that, right?)<\/p>\n

Ah, no matter. We’ll just worry about the future when it gets here.<\/p>\n","protected":false},"excerpt":{"rendered":"

No surprise here, I guess: A survey by credit-comparison website CreditDonkey found that 41 percent of respondents have less than $500 of savings at any given time. CreditDonkey.com: Nearly Half Have No Emergency Savings The site surveyed 1,100 folks. Of that, 41 percent said they have less than $500 in emergency funds or other liquid […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[64,28],"tags":[],"class_list":["post-2932","post","type-post","status-publish","format-standard","hentry","category-saving","category-statistics"],"yoast_head":"\nSurvey: Almost Half Have No Savings<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.mdmproofing.com\/iym\/weblog\/2012\/10\/survey-people-have-no-money\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Survey: Almost Half Have No Savings\" \/>\n<meta property=\"og:description\" content=\"No surprise here, I guess: A survey by credit-comparison website CreditDonkey found that 41 percent of respondents have less than $500 of savings at any given time. CreditDonkey.com: Nearly Half Have No Emergency Savings The site surveyed 1,100 folks. Of that, 41 percent said they have less than $500 in emergency funds or other liquid […]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.mdmproofing.com\/iym\/weblog\/2012\/10\/survey-people-have-no-money\/\" \/>\n<meta property=\"og:site_name\" content=\"Money Musings\" \/>\n<meta property=\"article:published_time\" content=\"2012-10-22T12:50:07+00:00\" \/>\n<meta name=\"author\" content=\"Michael\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Michael\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"1 minute\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/www.mdmproofing.com\/iym\/weblog\/2012\/10\/survey-people-have-no-money\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/www.mdmproofing.com\/iym\/weblog\/2012\/10\/survey-people-have-no-money\/\"},\"author\":{\"name\":\"Michael\",\"@id\":\"https:\/\/www.mdmproofing.com\/iym\/weblog\/#\/schema\/person\/9d5b5e0cd8c50c2ff0f4a1df112a5a42\"},\"headline\":\"Survey: People Have No Savings\",\"datePublished\":\"2012-10-22T12:50:07+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/www.mdmproofing.com\/iym\/weblog\/2012\/10\/survey-people-have-no-money\/\"},\"wordCount\":262,\"commentCount\":1,\"articleSection\":[\"Saving\",\"Statistics\"],\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\/\/www.mdmproofing.com\/iym\/weblog\/2012\/10\/survey-people-have-no-money\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.mdmproofing.com\/iym\/weblog\/2012\/10\/survey-people-have-no-money\/\",\"url\":\"https:\/\/www.mdmproofing.com\/iym\/weblog\/2012\/10\/survey-people-have-no-money\/\",\"name\":\"Survey: Almost Half Have No Savings\",\"isPartOf\":{\"@id\":\"https:\/\/www.mdmproofing.com\/iym\/weblog\/#website\"},\"datePublished\":\"2012-10-22T12:50:07+00:00\",\"author\":{\"@id\":\"https:\/\/www.mdmproofing.com\/iym\/weblog\/#\/schema\/person\/9d5b5e0cd8c50c2ff0f4a1df112a5a42\"},\"breadcrumb\":{\"@id\":\"https:\/\/www.mdmproofing.com\/iym\/weblog\/2012\/10\/survey-people-have-no-money\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.mdmproofing.com\/iym\/weblog\/2012\/10\/survey-people-have-no-money\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.mdmproofing.com\/iym\/weblog\/2012\/10\/survey-people-have-no-money\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/www.mdmproofing.com\/iym\/weblog\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Survey: People Have No Savings\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.mdmproofing.com\/iym\/weblog\/#website\",\"url\":\"https:\/\/www.mdmproofing.com\/iym\/weblog\/\",\"name\":\"Money Musings\",\"description\":\"\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.mdmproofing.com\/iym\/weblog\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Person\",\"@id\":\"https:\/\/www.mdmproofing.com\/iym\/weblog\/#\/schema\/person\/9d5b5e0cd8c50c2ff0f4a1df112a5a42\",\"name\":\"Michael\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/secure.gravatar.com\/avatar\/2ed3cc00ccbe418a46908aff759f0164eaa603a5944928ead8ba144229b89d7c?s=96&d=http%3A%2F%2Fwww.mdmproofing.com%2Fiym%2Fweblog%2Fwp-content%2Fthemes%2Fmusings%2Fimages%2Fuser.gif&r=g\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/2ed3cc00ccbe418a46908aff759f0164eaa603a5944928ead8ba144229b89d7c?s=96&d=http%3A%2F%2Fwww.mdmproofing.com%2Fiym%2Fweblog%2Fwp-content%2Fthemes%2Fmusings%2Fimages%2Fuser.gif&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/2ed3cc00ccbe418a46908aff759f0164eaa603a5944928ead8ba144229b89d7c?s=96&d=http%3A%2F%2Fwww.mdmproofing.com%2Fiym%2Fweblog%2Fwp-content%2Fthemes%2Fmusings%2Fimages%2Fuser.gif&r=g\",\"caption\":\"Michael\"},\"sameAs\":[\"http:\/\/www.mdmproofing.com\/iym\/\"],\"url\":\"https:\/\/www.mdmproofing.com\/iym\/weblog\/author\/Michael\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Survey: Almost Half Have No Savings","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.mdmproofing.com\/iym\/weblog\/2012\/10\/survey-people-have-no-money\/","og_locale":"en_US","og_type":"article","og_title":"Survey: Almost Half Have No Savings","og_description":"No surprise here, I guess: A survey by credit-comparison website CreditDonkey found that 41 percent of respondents have less than $500 of savings at any given time. CreditDonkey.com: Nearly Half Have No Emergency Savings The site surveyed 1,100 folks. Of that, 41 percent said they have less than $500 in emergency funds or other liquid […]","og_url":"https:\/\/www.mdmproofing.com\/iym\/weblog\/2012\/10\/survey-people-have-no-money\/","og_site_name":"Money Musings","article_published_time":"2012-10-22T12:50:07+00:00","author":"Michael","twitter_card":"summary_large_image","twitter_misc":{"Written by":"Michael","Est. reading time":"1 minute"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.mdmproofing.com\/iym\/weblog\/2012\/10\/survey-people-have-no-money\/#article","isPartOf":{"@id":"https:\/\/www.mdmproofing.com\/iym\/weblog\/2012\/10\/survey-people-have-no-money\/"},"author":{"name":"Michael","@id":"https:\/\/www.mdmproofing.com\/iym\/weblog\/#\/schema\/person\/9d5b5e0cd8c50c2ff0f4a1df112a5a42"},"headline":"Survey: People Have No Savings","datePublished":"2012-10-22T12:50:07+00:00","mainEntityOfPage":{"@id":"https:\/\/www.mdmproofing.com\/iym\/weblog\/2012\/10\/survey-people-have-no-money\/"},"wordCount":262,"commentCount":1,"articleSection":["Saving","Statistics"],"inLanguage":"en-US","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/www.mdmproofing.com\/iym\/weblog\/2012\/10\/survey-people-have-no-money\/#respond"]}]},{"@type":"WebPage","@id":"https:\/\/www.mdmproofing.com\/iym\/weblog\/2012\/10\/survey-people-have-no-money\/","url":"https:\/\/www.mdmproofing.com\/iym\/weblog\/2012\/10\/survey-people-have-no-money\/","name":"Survey: Almost Half Have No Savings","isPartOf":{"@id":"https:\/\/www.mdmproofing.com\/iym\/weblog\/#website"},"datePublished":"2012-10-22T12:50:07+00:00","author":{"@id":"https:\/\/www.mdmproofing.com\/iym\/weblog\/#\/schema\/person\/9d5b5e0cd8c50c2ff0f4a1df112a5a42"},"breadcrumb":{"@id":"https:\/\/www.mdmproofing.com\/iym\/weblog\/2012\/10\/survey-people-have-no-money\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.mdmproofing.com\/iym\/weblog\/2012\/10\/survey-people-have-no-money\/"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/www.mdmproofing.com\/iym\/weblog\/2012\/10\/survey-people-have-no-money\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.mdmproofing.com\/iym\/weblog\/"},{"@type":"ListItem","position":2,"name":"Survey: People Have No Savings"}]},{"@type":"WebSite","@id":"https:\/\/www.mdmproofing.com\/iym\/weblog\/#website","url":"https:\/\/www.mdmproofing.com\/iym\/weblog\/","name":"Money Musings","description":"","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.mdmproofing.com\/iym\/weblog\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Person","@id":"https:\/\/www.mdmproofing.com\/iym\/weblog\/#\/schema\/person\/9d5b5e0cd8c50c2ff0f4a1df112a5a42","name":"Michael","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/secure.gravatar.com\/avatar\/2ed3cc00ccbe418a46908aff759f0164eaa603a5944928ead8ba144229b89d7c?s=96&d=http%3A%2F%2Fwww.mdmproofing.com%2Fiym%2Fweblog%2Fwp-content%2Fthemes%2Fmusings%2Fimages%2Fuser.gif&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/2ed3cc00ccbe418a46908aff759f0164eaa603a5944928ead8ba144229b89d7c?s=96&d=http%3A%2F%2Fwww.mdmproofing.com%2Fiym%2Fweblog%2Fwp-content%2Fthemes%2Fmusings%2Fimages%2Fuser.gif&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/2ed3cc00ccbe418a46908aff759f0164eaa603a5944928ead8ba144229b89d7c?s=96&d=http%3A%2F%2Fwww.mdmproofing.com%2Fiym%2Fweblog%2Fwp-content%2Fthemes%2Fmusings%2Fimages%2Fuser.gif&r=g","caption":"Michael"},"sameAs":["http:\/\/www.mdmproofing.com\/iym\/"],"url":"https:\/\/www.mdmproofing.com\/iym\/weblog\/author\/Michael\/"}]}},"_links":{"self":[{"href":"https:\/\/www.mdmproofing.com\/iym\/weblog\/wp-json\/wp\/v2\/posts\/2932","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.mdmproofing.com\/iym\/weblog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.mdmproofing.com\/iym\/weblog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.mdmproofing.com\/iym\/weblog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.mdmproofing.com\/iym\/weblog\/wp-json\/wp\/v2\/comments?post=2932"}],"version-history":[{"count":14,"href":"https:\/\/www.mdmproofing.com\/iym\/weblog\/wp-json\/wp\/v2\/posts\/2932\/revisions"}],"predecessor-version":[{"id":2945,"href":"https:\/\/www.mdmproofing.com\/iym\/weblog\/wp-json\/wp\/v2\/posts\/2932\/revisions\/2945"}],"wp:attachment":[{"href":"https:\/\/www.mdmproofing.com\/iym\/weblog\/wp-json\/wp\/v2\/media?parent=2932"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.mdmproofing.com\/iym\/weblog\/wp-json\/wp\/v2\/categories?post=2932"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.mdmproofing.com\/iym\/weblog\/wp-json\/wp\/v2\/tags?post=2932"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}