{"id":2172,"date":"2011-06-27T08:20:42","date_gmt":"2011-06-27T13:20:42","guid":{"rendered":"http:\/\/www.mdmproofing.com\/iym\/weblog\/?p=2172"},"modified":"2011-06-25T16:12:56","modified_gmt":"2011-06-25T21:12:56","slug":"travel-on-the-edge","status":"publish","type":"post","link":"https:\/\/www.mdmproofing.com\/iym\/weblog\/2011\/06\/travel-on-the-edge\/","title":{"rendered":"Travel On the Edge"},"content":{"rendered":"<div style=\"float:right; margin:0 0 14px 14px;\"><img decoding=\"async\" src=\"https:\/\/www.mdmproofing.com\/iym\/weblog\/graphics\/generic-wallet.gif\" alt=\"\"><\/div>\n<p>As a guy who believes in keeping at least $50 in cash on me (plus the usual credit and debit cards) whenever I&#8217;m out and about, I simply do NOT understand why anyone would GO TRAVELLING WITH ABSOLUTELY NO CASH ON HAND.<\/p>\n<p>And yet, in the auto-service business, I see people doing this fairly often.  Typically it involves someone&#8217;s vehicle breaking down, leaving them stranded &#8212; at least for a while &#8212; somewhere far from home.  When this occurs, what are they carrying in their wallet or purse?<\/p>\n<p>A driver&#8217;s license, a debit card, some photos &#8230; and that&#8217;s it.<\/p>\n<p>Seriously?<\/p>\n<p>Can people just NOT think ahead at all?  Does anyone play &#8220;What if?&#8221; before heading out across the state?<\/p>\n<p><b>What if<\/b> you&#8217;re 500 miles from home, and, for who knows what reason, your debit card doesn&#8217;t work?  With no credit cards in your wallet, and no cash, what will you do then?<\/p>\n<p>As I&#8217;ve said for years, debit cards are often <a href=\"http:\/\/www.mdmproofing.com\/iym\/articles\/2004-12-18.html\">NOT your best friend<\/a>.  I love my debit cards, but they&#8217;re certainly NOT a foolproof payment method when travelling.  <\/p>\n<p>(And no, I don&#8217;t care what Dave Ramsey says about &#8220;All you ever need is a debit card.&#8221;  I, for one, try not to live my life at the mercy of my bank&#8217;s change-on-a-whim debit-card policies.)<\/p>\n<h3>Big Tip: Always Have More Than One Way To Pay<\/h3>\n<p>As I mentioned in a <a href=\"https:\/\/www.mdmproofing.com\/iym\/weblog\/2007\/04\/atm-debit-card-tips.html\">2007 post<\/a>, I consider it vital that we ALWAYS have more than one way to pay.  Whether &#8220;Plan B&#8221; is cash, credit card, or debit card, I don&#8217;t much care.  I just make sure that there always IS a Plan B.  And that goes for quick trips to the corner store as well as cross-country jaunts.<\/p>\n<p>So much that happens in life is out of your direct control.  Doesn&#8217;t it make sense to exhibit some control where you can, and <b>always<\/b> have a backup method of payment?<\/p>\n<p>It sure does to me!<\/p>\n","protected":false},"excerpt":{"rendered":"<p>As a guy who believes in keeping at least $50 in cash on me (plus the usual credit and debit cards) whenever I&#8217;m out and about, I simply do NOT understand why anyone would GO TRAVELLING WITH ABSOLUTELY NO CASH ON HAND. And yet, in the auto-service business, I see people doing this fairly often. [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[30,33,66],"tags":[],"class_list":["post-2172","post","type-post","status-publish","format-standard","hentry","category-debit-cards-banking","category-planning","category-spending"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.2 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Traveling? Carry Cash<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.mdmproofing.com\/iym\/weblog\/2011\/06\/travel-on-the-edge\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Traveling? 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